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There are various online platforms in the present-day world where people can purchase numerous products with just a few clicks. However, there are certain drawbacks associated with these platforms that sellers often face when selling their products.

To overcome these challenges, and provide equal opportunities to all sellers, the government had set up the Open Network for Digital Commerce (ONDC) platform. Sellers can list their products on this ONDC platform to connect with targeted buyers, boosting their sales.

Designed as a robust retirement planning tool, the NPS pension system offers individuals a pathway to secure their financial future post-retirement. In this blog, we delve into various aspects of the NPS, from ensuring a steady monthly income to maximizing returns and making informed investment decisions. Join us as we explore the intricacies of the NPS and equip you with the knowledge to make sound financial choices for your golden years.

On Tuesday, 26th of March, Finance Minister Nirmala Sitharaman posted regarding the Atal Pension Yojana where she highlighted the scheme’s proposition of providing a guaranteed pension. She even reminded her followers that the APY has generated record returns of 9.1% since inception. Considering the returns of other savings plans it is a quite decent rate standing in 2024. 

With the emergence of COVID-19 in the year 2020 people in India not only faced health care issues but also faced the problem of accessing public goods in India. However, the integration of digital techniques played a crucial role in overcoming this challenge and led to a rise in the concept of ‘Digital Public Good (DPG)’.

According to UN Today, the use of DPGs will more than double in India and continue to increase. These DPGs play a crucial role towards achieving the United Nations’  sustainable development goals, aligning with the digital India initiative.

Among Indians, the popularity of NPS has soared in terms of retirement planning, especially in recent years. Noticing this trend, the Pension Fund Regulatory & Development Authority (PFRDA) has also introduced specific features that are likely to further fortify the diverse needs of investors. 

An account aggregator is a type of financial system that has revolutionized investing and credit. It is an RBI-regulated entity which helps individuals securely access and share their financial information digitally.

More than 34 Million accounts have been created in the country’s account aggregator ecosystem, including public and private bank accounts. The account aggregator ecosystem allows individuals to protect and control their financial data. The revolutionary concept will not only help the customers but also businesses and financial institutions.

The National Pension System or NPS was launched by the Government of India on 1st January 2004. Even though initially it was launched for government employees, since 2009 it has been opened to employees from the corporate sectors as well. This allows the subscribers to contribute to their pension accounts regularly during their working period.

Since the introduction of the National Pension Scheme, the subscribers demanded a same-day NAV of their NPS accounts. This is because many people consider NPS as a lucrative investment option rather than a mere pension plan. Since it is a typical feature of all other investment instruments, the unavailability of same-day NAV left subscribers in two minds when investing in NPS. 

Every Indian taxpayer must possess a PAN card as per Section 139A of the Income Tax Act, 1961. It is a crucial document that replaced the General Index Registrar (GIR) Number system that was used before. The primary agenda of the PAN card was to avoid confusion regarding income tax collection. 

If you have applied for your PAN card and noticed incorrect details upon receiving it, you can initiate a PAN card correction process. In this guide, we will walk you through the steps to update your PAN details accurately.