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Atal Pension Yojana
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Helping the unorganized sector workers save for their retirement by investing in Atal Pension Yojana (APY)
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Question
What is Atal Pension Yojana?
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Atal Pension Yojana (APY), a pension scheme for citizens of India, is focused on the unorganised sector workers. Under the APY, guaranteed minimum pension of Rs. 1,000/- or 2,000/- or 3,000/- or 4,000 or 5,000/- per month will be given at the age of 60 years depending on the contributions by the subscribers.
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Testimonials
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Protean (earlier NSDL) has always been a trusted partner for implementation of NPS in Railways. The efforts taken by your team along with railway officials in conducting meetings/training sessions for resolution of issues as the ground level have helped immensely in streamlining the processes in implementing NPS in Indian Railways.
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Shri Sanjeev Sharma,
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railway
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OSD/Accounts, Railway Board under the Government of India

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The Server Integration Project has considerably reduced manual work and we look forward to integrating all facilities/modules of NPS such that a “hands free” NPS operating process is established with monitoring being the core activity of our officials.
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Nagalakshmi S V, KTS
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karnataka
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Joint Director
NPS cell, Commissionerate of Treasuries
Bangalore, Karnataka

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Protean eGov Technologies Ltd. (Formerly NSDL e-Governance Infrastructure Ltd.), has been our steady partner in all aspects of NPS. I recollect our initial meetings and how with continuous support from their officials, we managed to improve NPS penetration.
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Shri. Dattadas Y. Karadkar
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Mumbai
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Deputy Director,
State Record Keeping Agency,
DAT Office, Mumbai.

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Overview
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Atal Pension Yojana provides old age income security for the working poor and is focused on encouraging and enabling them to save for their retirement. To address the longevity risks among workers in unorganized sector and to encourage them to voluntarily save for their retirement, we at Protean are the Central Recordkeeping Agency (CRA) appointed by PFRDA to manage the administration and customer services for subscribers of Atal Pension Yojana (APY).

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Case Studies
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Our Impact
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Dharmesh desktop
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Dharmesh mobile
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Reimagining the future of technology
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By Dharmesh Parekh, CIO & Executive VP, Protean eGov Technologies Ltd.
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suresh desktop
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Creating a sustainable digital public infrastructure
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By Suresh Sethi, Managing Director & CEO, Protean eGov Technologies Ltd.
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Amit desktop
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Keeping pace with the digital revolution
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By Mr. Amit Sinha, Group Head, Social Security & Welfare, Protean eGov Technologies Ltd.
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Spotlight
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APY enrolments have continuously shown an increasing trend since its inception

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Over 59 mn
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Enrollments
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Digital onboarding
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Using Aadhaar
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Revamped the APY app
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Our services are created to empower the unorganized sector workers in India. As the CRA for APY, Protean provides the following services:
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Subscriber registration services
Subscriber maintenance
Withdrawal & continuation services
Subscriber grievance management
Digital utilities to facilitate subscribers to access their Account without visiting the bank/post branch
An new app giving details of the subscribers’ account online
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obejctive
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Our goal is to help the poor secure their family with monthly pension by investing in APY
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To get started, click here (https://www.npscra.nsdl.co.in/nsdl-forms.php)
To view all FAQs, click here
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Objectives
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atal-pension-yojana
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Frequently asked questions